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January update

  • Jan. 28th, 2010 at 9:23 PM
best years of our lives

Originally published at kenglund.net. You can comment here or there.

Hello! One New Year Resolution I had was to update my blog more often (at least once per month). Here’s what happened to me in January:

I joined the YMCA in an effort to lose weight so I won’t have to take Diabetes medications. So far, I have lost 16 pounds since September.

I am planning on doing the Breast Cancer 3Day in August. Please let me know if you have anybody looking to donate money to cancer research!

I am also going to attempt the Race for the Cure 5K on Mother’s Day at the Mall of America. I am attempting to run the whole time. Tonight was my first 5K time – 48:18. My goal is to get it down to at least 38:00.

Quick update. :)

-Krystle

#43: 50 Questions to Free Your Mind.

  • Jan. 23rd, 2010 at 8:52 PM
best years of our lives

Originally published at kenglund.net. You can comment here or there.

These questions have no right or wrong answers.

Because sometimes asking the right questions is the answer.

#1. How old would you be if you didn’t know how old you are?

#2. Which is worse, failing or never trying?
#3. If life is so short, why do we do so many things we don’t like and like so many things we don’t do?
#4. When it’s all said and done, will you have said more than you’ve done?
#5. What is the one thing you’d most like to change about the world?
#6. If happiness was the national currency, what kind of work would make you rich?

#7. Are you doing what you believe in, or are you settling for what you are doing?

#8. If the average human life span was 40 years, how would you live your life differently?
#9. To what degree have you actually controlled the course your life has taken?
#10. Are you more worried about doing things right, or doing the right things?
#11. You’re having lunch with three people you respect and admire. They all start criticizing a close friend of yours, not knowing she is your friend. The criticism is distasteful and unjustified. What do you do?
#12. If you could offer a newborn child only one piece of advice, what would it be?
#13. Would you break the law to save a loved one?
#14. Have you ever seen insanity where you later saw creativity?
#15. What’s something you know you do differently than most people?
#16. How come the things that make you happy don’t make everyone happy?
#17. What one thing have you not done that you really want to do? #18. What’s holding you back?
#19. Are you holding onto something you need to let go of?
#20. If you had to move to a state or country besides the one you currently live in, where would you move and why?
#21. Do you push the elevator button more than once? Do you really believe it makes the elevator faster?
#22. Would you rather be a worried genius or a joyful simpleton?
#23. Why are you, you?
#24. Have you been the kind of friend you want as a friend?
#25. Which is worse, when a good friend moves away, or losing touch with a good friend who lives right near you?
#26. What are you most grateful for?
#27. Would you rather lose all of your old memories, or never be able to make new ones?
#28. Is is possible to know the truth without challenging it first?
#29. Has your greatest fear ever come true?
#30. Do you remember that time 5 years ago when you were extremely upset? Does it really matter now?
#31. What is your happiest childhood memory? What makes it so special?
#32. At what time in your recent past have you felt most passionate and alive? If not now, then when?

#33. Decisions are being made right now. The question is: Are you making them for yourself, or are you letting others make them for you?
#34. If you haven’t achieved it yet, what do you have to lose?
#35. Have you ever been with someone, said nothing, and walked away feeling like you just had the best conversation ever?
#36. Why do religions that support love cause so many wars?
#37. Is it possible to know, without a doubt, what is good and what is evil?
#38. If you just won a million dollars, would you quit your job?
#39. Would you rather have less work to do, or more work you actually enjoy doing?
#40. Do you feel like you’ve lived this day a hundred times before?
#41. When was the last time you marched into the dark with only the soft glow of an idea you strongly believed in?
#42. If you knew that everyone you know was going to die tomorrow, who would you visit today?
#43. Would you be willing to reduce your life expectancy by 10 years to become extremely attractive or famous?
#44. What is the difference between being alive and truly living?
#45. When is it time to stop calculating risk and rewards, and just go ahead and do what you know is right?
#46. If we learn from our mistakes, why are we always so afraid to make a mistake?
#47. What would you do differently if you knew nobody would judge you?
#48. When was the last time you noticed the sound of your own breathing?
#49. What do you love? Have any of your recent actions openly expressed this love?
#50. In 5 years from now, will you remember what you did yesterday? What about the day before that? Or the day before that?

Goal #32: Read 35 books.

  • Jan. 23rd, 2010 at 8:40 PM
best years of our lives

Originally published at kenglund.net. You can comment here or there.

#1: Dear John by Nicholas Sparks (1/22/10)

Goal #21: Movies

  • Dec. 29th, 2009 at 12:28 PM
best years of our lives

Originally published at kenglund.net. You can comment here or there.

21. Watch 5 movies that start with each letter of the alphabet [15/130]

A- A Guide to Recognizing Your Saints (2/7/10)

B- Bend it Like Beckham (1/29/10)

C-

D- Disturbia (1/16/10)
Duplicity (1/31/10)

E-

F- (500) Days of Summer

G- G.I. Joe – Rise of the Cobra (1/27/10)

H-

#1 Harry Potter and the Half Blood Prince (12/29/09)

I-

#1:  Inglorious Basterds (12/28/09)

J-

#1 Julie/Julia (12/28/09)

K- Knowing (2/7/10)

L- Loose Change 9/11 An American Coup (2/7/10)

M-

N- New York, I Love You (2/6/10)

O-

P- Post Grad (1/23/10)

Q-

R-

S- #1. She’s The Man (1/18/10)

#2. Stop-Loss (1/23/10)

T-

U-

V-

W-

X-

Y-

Z-

101 Things in 1001 days.

  • Dec. 28th, 2009 at 11:50 PM
best years of our lives

Originally published at kenglund.net. You can comment here or there.

Everyone does New Year’s resolutions, but instead, I’m going to do 101 Things in 1001 Days. I tried this before, but moving to this site, I lost my list. Planning on keeping this site for a while, so I’m going to try this again!

This is the main website where I got the idea:

http://www.dayzeroproject.com/about/

Start date: 12/28/2009
End date: 09/25/2012

in progress
Completed

Here is my list!

1. Sleep under the stars
2. Kiss in the rain
3. Get a new tattoo
4. Run a 5K
5. Donate blood
6. Learn Spanish
7.Get a passport
8. Go to Mardi Gras
9. Create a photographic journal for one week
10. Go to 5 concerts [0/5]
11. Attend a yoga class 1/12/10
12. Learn to salsa dance
13. Save $5 for ever task I complete [$0/101]
14. Lose 60 pounds. [7/60]
15. Watch every Johnny Depp movie
16. Try 5 new recipes [0/5]
17. Get another piercing
18. Try 10 new foods [0/10]
19. Attend a wine tasting
20. Buy 5 pairs of shoes [1/5]
21. Watch 5 movies that start with each letter of the alphabet [8/130] Goal #21
22. Exercise 3 times per week for a year. [1/52]
23. Take a trip to Chicago
24. Visit my cousin in Atlanta, GA
25. Walk a 5k
26. Update my website blog at least monthly. [0/33]
27. Travel outside the US
28. Create a monthly playlist and post on my website [0/33]
29. Learn how to control my diabetes
30. Take a spa day
31. Visit my aunt in Arizona one time. [0/1]
32. Read 35 books [1/35] Goal #32
33. Wear my hair down every day for a week
34. Go without sweets for a month
35. Hand wax my Jeep once
36. Wear fake eyelashes 5 times. [0/5]
37. Don’t wear black for one whole week.
38. Buy 15 new bottles of nail polish [0/15]
39. Research grad school for my MSW/dual degree
40. Discover 100 new music artists. [0/100]
41. Send a package to the troops overseas
42. Find a pen pal
43. Answer “50 Questions That Will Free Your Mind” with an entry on my site for each question [0/50] Goal #43
44. Kiss at midnight on New Years.
45. No fast food for a minimum of 2 weeks, three times [0/3]
46. Eat at least 5 servings of fruit 100 days. [1/100]
47. Stay off the internet one entire day once a month [0/33]
48. Save $40 a month [0/33]
49. Change my own oil 5 times. [0/5]
50. Watch all episodes of Rescue Me
51. Find 20 bible verses that mean something to me [0/20]
52. Throw a black and white party Completed 12/31/09
53. Try 20 alcoholic drinks [0/20]
54. Go down 2 bra sizes (cups)
55. Put $500 in my retirement savings [$0/$500]
56. Attend 20 Twins games [0/20]
57. Spend less than $5 for 35 separate days [5/35]
58. Make a dahlia bouquet
59. Use vocabulary to donate 50,000 rice grains through www.freerice.com [500/50,000]
60. Drink only water for one week.
61. Step in the ocean
62. Meet 3 celebrities [0/3]
63. Tweet one thing I am thankful for each month. [0/33]
64. Stay in bed all day for 10 days. [3/10]
65. Visit 15 airports [0/15]
66. Write one blog biweekly for The Salvation Army.
67. Get meaningful Thank Yous from 5 clients in one year [0/5]
68. Minimize my wardrobe yearly
69. Take a winter driving course
70. Think only positive thoughts one day per week
71. Go to the zoo 10 times [0/10]
72. Make an inspirational quote journal
73. Go ice skating 20 times [0/20]
74. Play hockey 5 times [0/5]
75. Watch every episode of Sons of Anarchy
76. Collect 100 dollar coins [0/100]
77. Go on 3 blind dates [0/3]
78. Re-read my favorite Pete Earley books
79. Develop an organizing routine for my bills
80. Get rid of credit card debt (including netbook and Heidi’s moving debt) ($2389) [$283/$2389]
81. Go to a coverband/tribute band concert once
82. Get one pedicure
83. Win 10 times at Bingo [0/10]
84. Contact my blood father
85. Watch every episode of ER
86. Buy 10 pairs of earrings [0/10]
87. Buy a fancy jewelry box
88. Cook 5 recipes in the Biggest Loser cook book [0/5]
89. Buy a diamond or sapphire piece of jewelry
90. Research family medical history, make a genogram
91. Wash my Jeep 20 times [0/20]
92. Save $200 in change before cashing it in at the bank [$0/$200]
93. Complete 210 miles in 2010 (on Nikeplus.com) [0/210]
94. Complete 15 runs in a month, 5 times [0/5]
95. Upload 2,000 new photos to my FLICKr [0/2000]
96. 5 different wines [0/5]
97. Go on a rollercoaster
98. Create a monthly budget and stick to it strictly for one month
99. See 10 movies in a theatre [0/10]
100. Make a playlist of my 101 favorite songs
101. Make a list of 100 things that make me smile or laugh

Proud to work for The Salvation Army.

  • Dec. 22nd, 2009 at 9:06 AM
best years of our lives

Originally published at kenglund.net. You can comment here or there.

For those of you who don’t know, I work downtown at the Salvation Army social services office. Today and tomorrow several anonymous donors have given us a challenge – Raise up to 1.25 million dollars, and they will TRIPLE match every donation.

Read more about it here: Salvation Army’s Match Challenge 2009

This means for every dollar you put in a red Salvation Army kettle, the donors will give us $3 triple matching that donation. Every cent is important, so to anyone reading this (especially in Minnesota and North Dakota) please donate! Even if it’s 50 cents.

I had a gentleman come into our office this morning and handed over a cashier’s check for $1,000. He chose to be anonymous and said that he hopes we can help several people with his donation. Since today is a triple match day, The Salvation Army gets $4,000!!!! That will feed (3 meals) and shelter approximately 130 people for one night.

Thank you so much for those who have donated or plan to donate to The Salvation Army. I thank you from the bottom of my heart.

- Krystle

New York, New York Here I come!

  • Oct. 12th, 2009 at 8:02 AM
best years of our lives

Originally published at kenglund.net. You can comment here or there.

NYC Weather

I am visiting my cousin Nate in New York City this weekend, and I’m stoked! It looks like the weather is clearing up just for Saturday and Sunday so that I can go sightseeing! I take off from MSP at 2:25pm, and I should arrive at JFK at 6:25pm. Nate is meeting me at the airport, and then we’re going to take the subway to Brooklyn, where he lives.

I’m super excited about seeing Manhattan and the Statue of Liberty, and the Brooklyn Bridge and of course, going shopping. :)

I’ll be sure to post photos after my visit.

K

New furniture

  • Sep. 12th, 2009 at 9:21 PM
best years of our lives

Originally published at kenglund.net. You can comment here or there.

I’m moving in late October into an apartment in Woodbury with a friend that I graduated college with….So I figured it’s a perfect time to purchase a bed…because mine is getting to be pretty crappy. Here’s what I purchased…and it cost me a pretty penny. Bed is from Slumberland, Armoire is from Ikea.

I know that they aren’t matching, but I really wanted the armoire…so I don’t mind.

Been a while..

  • Sep. 12th, 2009 at 11:53 AM
best years of our lives

Originally published at kenglund.net. You can comment here or there.

I know it’s been awhile, and I haven’t updated. Here’s a good laugh:

chase education loans

They never tell you about this when you’re thinking about college. Boo!

On the other hand, this is for my chase auto loan for my Jeep. Notice the difference?

chase auto loan

¿Viva La Gloria? (Little Girl)

  • Jun. 25th, 2009 at 4:50 PM
best years of our lives

Originally published at kenglund.net. You can comment here or there.

Little girl, little girl
Why are you crying?
Inside your restless soul, your heart is dying.
Little one, little one
Your soul is purging
Of love and razor blades
Your blood is surging

Run away
From the river to the street
And find yourself with your face in the gutter
You’re a stray for the salvation army
There is no place like home
When you got no place to go

Little girl, little girl
Your life is calling
The charlatans and saints of your abandon
Little one, little one
The sky is falling
The lifeboat of deception is now sailing
In the wake all the way
No rhyme or reason
Your bloodshot eyes
Will show your heart of treason
Little girl, little girl
You dirty liar
You’re just a junkie
Preaching to the choir

Run away
From the river to the street
And find yourself with your face in the gutter
You’re a stray for the salvation army
There is no place like home
When you got no place to go

The traces of blood
Always follow you home
Like the mascara tears
From your getaway
You’re walking with blisters
And running with shears
So unholy
Sister of grace.

Run away
From the river to the street
And find yourself with your face in the gutter
You’re a stray for the salvation army
There is no place like home
When you got no place to go

Survey says…

  • Jun. 19th, 2009 at 3:02 PM
best years of our lives

Originally published at kenglund.net. You can comment here or there.

About MeShare
Welcome to the 2009 edition of getting to know your Friends. Then tag your friends including the person who sent it to you. The theory is that you will learn a lot of little things about your friends that you might not have known!

1. What time did you get up this morning?
5:00a.m

2. Diamonds or pearls?
Pearls are my favorite! I would take them over anything. :)

3. What was the last film you saw at the cinema?
I Love You Man

4. What is your favorite TV show?
ER, Dexter

5. What do you usually have for breakfast?
Nothing.

6. What is your middle name?
Ann

7. What food do you dislike?
Seafood, pork

8. What is your favorite CD at moment?
I have a mix cd: T.I., New Found Glory, Blink 182, and Linkin Park/Jay - Z smash ups.

9. What kind of car do you drive?
2005 Jeep Liberty. Love it!

10. Favorite sandwich?
Peanut butter and jelly.

11. What characteristic do you despise?
People who use others and liars.

12. Favorite item of clothing?
Jeans!

13. If you could go anywhere in the world on vacation, where would you go?
Spain! Specifically Madrid or Barcelona.

14. Favorite brand of clothing?
My dress pants are Old Navy..otherwise I don’t have a specific brand.

15. Where would you retire to?
Sweden.

16. What was your most memorable birthday?
Not sure…….possibly my 22nd?

17. Favorite sport to watch?
Baseball! <3 Twins

18. Furthest place you are sending this?
nowhere!

19. Person you expect to send it back first?
Whoever responds?

20. When is your birthday?
April 16th...day after tax day.

21. Are you a morning person or a night person?
Morning person for sure!

22. What is your shoe size?
Depends...tennis shoe is usually a 6.

23. Pets?
LOLA.

24. Any new and exciting news you’d like to share with us?
Not right now!

25. What did you want to be when you were little?
Doctor! Specifically a forensic pathologist.

26. How are you today?
I’m pretty good. :)

27. What is your favorite candy?
Sour Patch Kids

28. What is your favorite flower?
Dahlias and daisies, and sometimes lillies.

29. What is a day on the calendar you are looking forward to?
July 2nd and 3rd. Paid vacation!

30. What’s your full name?
Krystle Ann Englund Lopez

31. What are you listening to right now?
Blink! ♥

32. What was the last thing you ate?
Gross icky lasagna for lunch. :(

33. Do you wish on stars?
I used to

34. If you were a crayon, what color would you be?
Razzle Dazzle Rose or Mountain Meadow. :)

35. How is the weather right now?
Sunny and hot and humid as heck.

36. The first person you spoke to on the phone today
text? secret. phone call? a client.

37. Favorite soft drink?
Tahitian Treat

38. Favorite restaurant?
Buffalo Wild Wings. yum.

39. Real hair color?
Medium brown

40. What was your favorite toy as a child?
Not sure….bad memory!

41. Summer or winter?
How about fall time?

42. Hugs or kisses
Kisses

43. Chocolate or Vanilla?
Chocolate

44. Coffee or tea?
Coffee. Frappacinos from Starbucks are amazing.

45. Do you want your friends to email you back
Don’t care!

46. When was the last time you cried?
From laughing…….a few days ago.

47. What is under your bed?
carpet.

48. What did you do last night?
Packed more boxes.

49. What are you afraid of?
Failure.

50. Salty or sweet?
Sweet

51. How many keys on your key ring?
total? 9 for work and my house.

52. How many years at your current job?
1 year, 2 months.

53. Favorite day of the week?
Friday afternoons. :)

54. How many towns have you lived in?
East St.Paul, Roseville, Highland Park, River Falls - 4.

55. Do you make friends easily?
Yep!

To the MOON!

  • May. 30th, 2009 at 10:03 AM
best years of our lives

Originally published at kenglund.net. You can comment here or there.

Cyanide and Happiness, a daily webcomic
Cyanide & Happiness @ Explosm.net

Apr. 26th, 2009

  • 4:31 PM
best years of our lives

Originally published at kenglund.net. You can comment here or there.

Since my last post, a lot has happened I guess…….

My birthday ended up being a sort of disaster. My parents said they were taking me to dinner, but that fell through. I had an optometry appointment, and my eyes are A-OK which still means that I have no idea where my headaches come from. Went to Old Mexico with my cousin and my aunt on my birthday, and Kaylee, my cousin’s daughter made me a card and it made me cry! I had a delicious strawberry margarita and ended the night happy.

Friday the 17th I went and got some new ink on my feet…script on both, one says Love, the other Live. I came back to work Monday and it was a super busy week. Not very many angry clients, but not too many happy clients either. Last week was a good week because I had many people that I helped, but one person came into my office for bus cards for a job that he just started. He was SO happy because he finally got a job with a resume that I made for him. He had a giant grin on his face and it made me feel like what I do DOES make a difference.

Other than work, not much else has happened. I took my cousins to the Walker this past Thursday and we had fun. I dropped them off back at their house in Circle Pines and didn’t end up leaving there until 10:30…which was disastrous for me because Friday mornngs I have outreach at 6:30am. I ended up getting home around 11 and I took a shower and I crashed. Woke up Friday morning and felt like I had a hangover from no sleep. I left early for work and stopped at Super America to get some caffeine and breakfast. I wanted a frappacino but they didn’t have one…only cappucino and coffee. For those of you who don’t already know, I can’t drink coffee……I’ve tried for the past few years, and I just don’t much like the aftertaste. Amy got me hooked on blended frappacinos from Starbucks and I love them……..but not the price. Long story short, I ended up getting a carmel macchiato at SA, and it was disgusting.

I’m getting my wisdom teeth pulled this Friday and I’m not extremely excited about it. However, I am happy for a 3 day weekend. My dad is picking me up and taking me back to River Falls for the weekend.

Jeep is doing great, no problems to report. Only crappy thing is that it takes so much gas! I love it and wouldn’t trade it for the world. I got my plates yesterday and also my title, so I’m happy about not waiting for that anymore….

Plans for the week include relaxing and trying to enjoy what nice weather comes our way. Last few weeks have been super busy after work so I’m going to take it easy this week. I just bought the first season of Miami Ink and I’m resisting watching it because I need to save it for this weekend when I won’t be able to do much. I do need to go shopping for spring clothes for work because it is an OVEN in the office. ugh.

I haven’t updated very often, but if you really want to know what I’m up to every day, request to add me on Twitter: www.twitter.com/KAEnglund

- K

Just an update…

  • Mar. 29th, 2009 at 10:15 AM
best years of our lives

Originally published at kenglund.net. You can comment here or there.

So, my last “real” post, I found my jeep. Well, I purchased it, and now I’ve put about 1,000 miles on it in 2 weeks. :O

Not much else is happening. I’m contemplating grad school for my MSW. I’ve thought about attending either the University of St. Thomas, or the University of Minnesota. I just have to decide if I want to do clinical practice or generalist practice. Tough decision! I know I want to go back during 2010…hopefully the fall time, for the 2 year program.

My birthday is in almost 2 weeks, and I took off the 17th just because. I’m planning on going to a Twins game on my birthday. They’re playing Toronto. Or I could go on the 17th because they are playing Los Angeles…haven’t decided. On the 18th I am going to Hinckley, and staying in the Grand Hinckley Inn in adjoining poolside rooms for a girls night. Super exciting!

The Salvation Army has been trying to cut costs, so they are forgoing our staff appreciation day and also our appreciation day at the fair. Instead, they are giving us July 2nd and 3rd off paid. I’m debating on going on vacation.

Lastly, I’m getting 3 of my wisdom teeth pulled on May 1st. It’s going to cost me quite a bit of money, but it’s needed. I’m also getting my eyes checked out because I’ve been told I have the symptoms of astigmatism, and I get headaches frequently from driving or reading. So, we’ll see if I need glasses or not.

That’s about it I guess…I’ll update when something else comes up. :)

hahaha.

  • Mar. 28th, 2009 at 9:52 AM
best years of our lives

Originally published at kenglund.net. You can comment here or there.

Cyanide and Happiness, a daily webcomic
Cyanide & Happiness @ Explosm.net

New Jeep. :)

  • Mar. 15th, 2009 at 1:49 PM
best years of our lives

Originally published at kenglund.net. You can comment here or there.

Finally, I have found it. My uncle test drove this Jeep, and said he couldn’t find a thing wrong with it. It has 31,300 miles on it, 4 wheel drive, brand new Goodyear Wrangler tires, and a powertrain warranty to 70,000 miles. It has been at the dealership since October. I think the reason why is because it’s in Excelsior, which is about 20 miles Southwest of Bloomington.

My new Jeep!

My new Jeep!

Tomorrow I am going to pick it up right after work. My parents are driving in from River Falls with the check. :)

I’ll post more later.

Updates.

  • Mar. 2nd, 2009 at 7:45 PM
best years of our lives

Originally published at kenglund.net. You can comment here or there.

I went to my chiropractor today and finally found out why I am supposed to keep going to make my back better. I guess when you get in an accident [rear ended specifically] all of the muscles surrounding your vertebrae get damaged. So I haven’t been to my chiropractor in 2 weeks and today when I went today, every vertebrae in my back moved. So, the target is to get my vertebrae moving together, and then strengthen my muscles so that they aren’t out of alignment.

In other news, I’m looking to buy a new-ish car. Specifically a Jeep Liberty. I found several that I’m interested in but one of them got sold. :( I found a good one in Andover, it’s a 2007 and has 40,000 miles. One of my guidelines is that I can’t have a car with over 40k miles, and still has a warranty. I got approved for an auto loan through Chase and I’m just trying to find a car before March 16th, when my loan expires. So…..wish me luck!

Plans for my birthday are already processing…..I’m taking that Friday off [the 17th] and on my birthday we may be going out to dinner at Applebee’s in block E, then to the Twins game, and then back home to drink UV blue and lemonade. Friday when we wake up we are heading to Hinckley for the weekend. We’ll be home Sunday afternoon. I’m super excited! It will probably be my aunt, cousin, and a few friends. Seems pretty laid back. :)

One of these things….

  • Feb. 20th, 2009 at 7:41 PM
best years of our lives

Originally published at kenglund.net. You can comment here or there.

Cyanide and Happiness, a daily webcomic
Cyanide & Happiness @ Explosm.net

Pros/Cons…..

  • Feb. 10th, 2009 at 7:22 PM
best years of our lives

Originally published at kenglund.net. You can comment here or there.

Should I move home in July? Should I get a new car? Here’s my list. [Mostly for myself...]

Moving Home
Pros:
No rent [If I pay more on my loans]
Home cooked food
Being with family
More money saved for vacation, emergencies
Can help family out with bills
Can pay off Heidi’s debt
Can pay the full amount of car insurance that I can’t afford now
Cons:
Driving to Minneapolis everyday for work
Cigarette Smoke [Mom]
Aunt possibly still habitating in basement, which would mean I would have to share a basement with her.
Living with family constantly, no break.
Not being 100% independent [not paying rent...]
Getting scolded for having alcohol in the house

Living in Minneapolis
Pros:
Close to work
Being independent
Living alone
Close to city resources
Cons:
Not able to pay extra on student loans every month
Living on a strict budget
Can’t afford new car payment

Here it is: I am debating two things right now. I know that if I continue paying my student loans the way I am, I will be 47 before they are paid off. I am also realizing that my car will not last forever, and it is 10 years old. Also, I don’t feel super safe in my car since I got into my accident. I found a 2006 Jeep Liberty at a dealership for 10,260. It only had 17,000 miles on it, and I love driving my aunt’s Jeep, and have said in the past that if I were to get a new car, it would be a Liberty.

My dad told me that I could move home and not pay rent, and that he would give me the basement to live in, with a bedroom and the bar area for a livingroom area. They said that it would be a lot easier for them and for me, and welcomed me home.

There is another problem. My aunt is living in the basement and it is really causing problems with my parents. She has not paid rent, and only works 2 days a week, doesn’t show any interest in helping out with bills, but uses the phone daily and takes my mother’s laptop into her bedroom without even asking my mom.

I’m not sure what I want to do. It is stressing me out big time. I know that if I do move home, I would need a better car to drive to work everyday, especially in the winter time. The good thing about the Jeep is that it has 4 wheel drive so I won’t get stuck. I do miss my parents, but I do enjoy living independently.

There is another dilemma. Yesterday I decided that I would apply for a Chase auto loan just for the hell of it. Knowing that my debt to income ratio is crazy [more than $70k in debt, annual income of about $32 k] I knew I wouldn’t be approved…especially the way the economy is now…I couldn’t even get a private consolidation loan without a cosigner. Well, I got approved, and have a fairly good interest rate for applying by myself [6.8%], and a 5 year loan. Do I take it as a sign that I was approved for more than the car costs?

Other thing is that I only have a month to use the loan otherwise I have to apply again and have them check my credit again, and I may not be approved next time based on the economy [they said that the worst is yet to come]. My lease here expires in July, and I won’t have enough money for groceries for 5 months until I move home. I have saved quite a bit of money [well, for me...not for most], and I think that I could take out $100 a month for gas and groceries out of my savings and not have a problem. I also should be getting a pretty good check back for my taxes [I will know exactly how much this Friday], and also my renter’s credit come August [That's going to be about $1400].

Gah! What do I do? Such a dilemma. I figured out gas and mileage and such, and if gas stays around $2 per gallon, I should spend about $170 a month on gas just commuting to and from work. It is 88 miles per day, 440 per week. I checked out fueleconomy.gov, and it says that the average is 21 miles to the gallon with a 20.5 gallon gas tank, which equates to roughly $170 a month for gas expenses.

Tell me what you would do if you were in my situation. No dumb comments either. KTHX.

BLINK!!!

  • Feb. 9th, 2009 at 5:07 PM
best years of our lives

Originally published at kenglund.net. You can comment here or there.

Yay!!!

Hope they come here!!!

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